What Makes up a FICO Credit Score?
Posted by TDN on Apr 29, 2011 in Credit, Credit Repair, Credit Reports, Credit Score, Debt, Debt to Income Ratio | 1 comment
On our Credit Restoration page we outlined the categories used to derive a credit score. To review, those categories are the following… Payment History – 35% Amount Owed – 30% History of Credit – 15% Inquiries – 10% Account Diversity – 10% Today we are going to take a deeper look inside each of these categories including a few credit building tips that...
Read MoreCollections and Telephone Calls
Posted by TDN on Apr 22, 2011 in Credit Reports, Debt, Debt Collection, Personal Finance | 0 comments
Consumers have multiple laws at their disposal regarding their credit reports and debt collection. One of the most important laws regarding collection agencies and the collection of debt is the Fair Debt Collection Practices Act (FDCPA). This law provides behavioral standards for acceptable third-party collections. According to this law, at all times, debt collection agencies must treat the...
Read MoreDebt Relief
Free eBook
Connect