5 Simple Ways To Reduce Debt Payments
Posted by Debt Expert on Nov 6, 2011 in Debt, Debt Relief, Personal Finance | 0 comments
How You Can Reduce Your Monthly Debt Payments An Advanced Strategy In Debt Reduction: These 5 simple steps to reduce debt are designed for those who are truly struggling with there unsecured debt. There are basic debt reduction steps you can take that are outlined here. The methods listed below are more of a last Hoorah! before a complete debt settlement or bankruptcy decision is made....
Read MoreDebt Settlement Information
Posted by Debt Expert on Oct 30, 2011 in Debt, Debt Relief | 0 comments
Debt Settlement Programs That Work: Why Trusted Debt Settlement Programs Can Be Exactly What You Need In Your Life! Debt Settlement, also known as Debt Consolidation, is the process of paying less than is owed on credit cards and other unsecured debts, by negotiating with your creditors. Secured debts such as student loans, auto loans, and home mortgages unfortunately do not qualify for such...
Read MoreWhat Makes up a FICO Credit Score?
Posted by TDN on Apr 29, 2011 in Credit, Credit Repair, Credit Reports, Credit Score, Debt, Debt to Income Ratio | 1 comment
On our Credit Restoration page we outlined the categories used to derive a credit score. To review, those categories are the following… Payment History – 35% Amount Owed – 30% History of Credit – 15% Inquiries – 10% Account Diversity – 10% Today we are going to take a deeper look inside each of these categories including a few credit building tips that...
Read MoreUnsecured Debt Poll
Posted by TDN on Apr 25, 2011 in Debt, Personal Finance | 2 comments
Please take a moment to respond to our poll concerning the amount of unsecured debt for American households. Even if you are simply here browsing our site, your response will help us deliver better quality content for our customers. Your privacy is critical to us and your answer will remain anonymous. Our aim is to get as accurate information as possible so please be honest in your...
Read MoreTop 10 Reasons People Utilize Debt Relief
Posted by TDN on Apr 23, 2011 in Debt, Debt Relief, Top 10 | 0 comments
According to Fitch Ratings, although the 60-day delinquency rate on credit cards is flat from 2009 to 2010 at about 4.5%, the number of default cards hit a peak of 11.37% in March 2020 the second highest level ever. Even though Bankruptcy filings continue to rise to over 1.5 million, many Americans are still turning to alternative debt relief options in order to regain a financial foothold. ...
Read MoreCollections and Telephone Calls
Posted by TDN on Apr 22, 2011 in Credit Reports, Debt, Debt Collection, Personal Finance | 0 comments
Consumers have multiple laws at their disposal regarding their credit reports and debt collection. One of the most important laws regarding collection agencies and the collection of debt is the Fair Debt Collection Practices Act (FDCPA). This law provides behavioral standards for acceptable third-party collections. According to this law, at all times, debt collection agencies must treat the...
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