5 Easy Yet Effective Ways To Improve Your Credit Score

Posted by Debt Expert on Aug 31, 2011 in Credit, Credit Repair | 0 comments

5 Easy Yet Effective Ways To Improve Your Credit Score

A Proactive Approach Never Hurt Anyone: Improving Your Credit Score One Step At A Time A damaged credit score can effect a number of things in your everyday life. Aside from the emotional strain and stress that damaged credit provides, a poor credit score can affect anything from applying for loans, to potential job opportunities. Credit restoration takes more than just time, it requires effort...

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Identity Theft Statistics

Posted by TDN on Aug 20, 2011 in Identity Theft, Personal Finance | 0 comments

Identity Theft Statistics

Identity theft is becoming one of the fastest growing crimes in the United States.  Arizona is the highest ranked state in identity theft at 142 victims per 100,000 people.  Arizona, California, Texas and Florida are always at the top due to having a large amount of people entering the country illegally needing new identities. With advent of advancing mobile technology and the internet, both...

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What Makes up a FICO Credit Score?

Posted by TDN on Apr 29, 2011 in Credit, Credit Repair, Credit Reports, Credit Score, Debt, Debt to Income Ratio | 1 comment

What Makes up a FICO Credit Score?

On our Credit Restoration page we outlined the categories used to derive a credit score.  To review, those categories are the following… Payment History – 35% Amount Owed – 30% History of Credit – 15% Inquiries – 10% Account Diversity – 10% Today we are going to take a deeper look inside each of these categories including a few credit building tips that...

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How Do Events Impact Your Credit Score?

Posted by TDN on Apr 22, 2011 in Credit, Credit Score, Foreclosure, Personal Finance | 3 comments

How Do Events Impact Your Credit Score?

So how does foreclosure impact your credit score?  What about other damaging item like Bankruptcy? Until recently the credit agencies have been very secretive about what will happen to your FICO score after you start to fall behind on your payments. Just recently Fair Isaac, which is the company that developed FICO scores, has come out with some estimates (averages) on how your credit score will...

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